Understanding Personal Injury Law

Understanding Personal Injury Law

5 Bad Faith Practices You Need An Auto Accident Lawyer To Fight

Kristina Walker

If the other party is found to be at fault in an accident, you may be entitled to compensation. It covers monetary damages like medical costs, property damage, and other out-of-pocket expenses, as well as nonmonetary damages like pain and suffering. However, in order to avoid paying, the at-fault driver's insurance company will occasionally engage in deceptive techniques. If this occurs, you may want to hire an attorney to defend your rights. What are the bad faith practices that require the assistance of an experienced auto accident lawyer to fight?

1. Misrepresenting the Policy

Sometimes an unscrupulous insurance adjuster will misrepresent what the coverage policy says. They could claim that your claim has been passed by the statute of limitations when it is within the period legally recognized. They could also falsely allege that your claim is invalid under their coverage. An auto accident lawyer can help you fight back by interpreting the fine print correctly.

2. Rejecting Your Claim With No Explanation

Unfortunately, insurance companies sometimes reject claims without reason or justification whatsoever. If you've followed all of their rules and given them no reason to deny your claim, there's still a chance they could fail to pay. An attorney can capably demand a valid justification for a denial and force payment if there isn't one. 

3. Delaying or Outright Refusing to Pay

One common bad faith practice insurers use to deny your claim is to delay paying you what they owe, or to outright refuse to pay you; even when there's no doubt that you're entitled to compensation. An auto accident attorney can initiate litigation to force the insurance company to pay.

4. Giving Lowball Offers

It is not uncommon for an insurance adjuster to hurriedly offer a very low offer when you are the most vulnerable. They will tell you that they have seen many people in your situation and that their initial offer is fair. If you accept their first offer, there's no room for negotiation later down the road, even if your injuries turn out to be more severe than expected or if new evidence comes up later on. Always consult a lawyer before accepting any payments.

5. Issuing Threats or Harassments

If you are experiencing harassment or threats from your insurer, you need legal help to fight back. Without proper representation, they might take advantage of you. Contact an attorney as soon as possible to stop the harassment.

Do you have problems accessing rightful and adequate compensation after a vehicle accident? Make an appointment with an auto accident attorney to discuss your options for combating these deceptive practices.

For more information, contact a local law firm, such as Cormany Law.


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About Me
Understanding Personal Injury Law

After I got into an accident a few years ago, I realized that I needed to hire an attorney, and fast. I didn't know how to proceed through the course of the investigation by my insurance company, so I searched the area for a personal injury lawyer who could help. I was really impressed with how intelligent my lawyer was and how hard he worked to make things right with my case. After a few months, my lawsuit was settled, and I really felt like I couldn't have done it without him. This blog is all about understanding personal injury law and the benefits of working with a lawyer.

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